The Company, established in 2019, is engaged in the retail trade of high-quality food supplements. All products are developed, branded and marketed by the Company and are sold on Amazon. The Company is planning to expand its product assortment and release a new product line. Currently, the Company is seeking EUR 103,600 financing for 24 months to advertise, manufacture and prepare new products as well as cover shipping and warehousing costs. The loan will carry a 9.84% annual interest rate (0.82% monthly) and it will be amortized monthly. The financing is secured with two personal guarantees from the owner and related party.

The related companies of the same owners have excellent previous payment discipline with Capitalia and have repaid over EUR 600,000 loans as well as successfully used over EUR 1.1 million of invoice financing service

The project risk rate is A (93 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The financing is secured with two personal guarantees.
• The management has 12 years of experience in the pharmaceutical industry.
• The Company has a track record of profitability.
• Excellent previous payment discipline with related companies.
• The Company has a significant equity-to-assets ratio of 84%.