Expansion financing for a well-known and profitable provider of remote education
Summary
The Company was founded in 2003, and offers studies remotely online. The study programs / courses implemented by the college are licensed and accredited. The school offers 7 study programs in the form of distance learning for existing and future entrepreneurs necessary for successful commercial activity. The Company has been profitable and growing for the last 5 years.
The Company intends to keep growing and invest in new facilities to expand the business, enhance its services, and continually brand e-learning content.
Therefore, the Company is seeking EUR 166,408 financing for 24 months to invest in new facilities and enhance its services. The loan will carry a 10.08% annual interest rate (0.84% monthly) and it will be amortized monthly. Personal guarantee from the owner will be provided. The project risk rate is A (91 out of 100).
Key investment highlights
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- Personal guarantee from the owner will be provided
- The Company is a highly recognizable and experienced remote education provider
- The Company has been profitable for the last 5 years
- The Company has a strong ratio of equity-to-assets of 39%
- The Company is almost unleveraged at financial debt-to-EBITDA ratio of 0.08
- The Company’s revenue has been growing at ~25% per annum for the last four years
Latvia 
Lithuania 
Estonia